Jumbo Loan
Our Jumbo Loan Rates are low and our process is quick and painless.
A jumbo loan is a loan that exceeds the conforming loan limits as set by Fannie Mae and Freddie Mac. As of 2022, the limit is $647,200 for most of the US, apart from Alaska, Hawaii, Guam, and the U.S. Virgin Islands, where the limit is $970,800. Rates tend to be a bit higher on jumbo loans because lenders generally have a higher risk.
Why a Jumbo Loan?
Financing up to $2.5 million
Convenience of one loan for the entire loan amount
Competitive pricing
And more!
You'll qualify if...
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable-rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
your income and credit meet the standard guidelines.
consistent
you meet the lender’s credit and income requirements.
prepared
you have steady income, manageable debt, and solid credit
Reliable
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Equip Capital Group is an Equal Housing Lender doing business as Equip Mortgage. Broker NMLS #1937259 │DRE Broker #02116634.
All loan programs, terms, and rates are subject to change without notice. Additional terms and conditions may apply. Equip Mortgage is not an agency of, nor is it affiliated with the federal government or any other entity referenced herein, CA Department of Real Estate License #02058505 | NMLS #1411475