FHA Loan
Our FHA Loan Rates are low and our process is quick and painless.
An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.
You'll qualify if...
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable-rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
your income and credit meet the standard guidelines.
consistent
you meet the lender’s credit and income requirements.
prepared
you have steady income, manageable debt, and solid credit
Reliable
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Equip Capital Group is an Equal Housing Lender doing business as Equip Mortgage. Broker NMLS #1937259 │DRE Broker #02116634.
All loan programs, terms, and rates are subject to change without notice. Additional terms and conditions may apply. Equip Mortgage is not an agency of, nor is it affiliated with the federal government or any other entity referenced herein, CA Department of Real Estate License #02058505 | NMLS #1411475