HARP Loan
A HARP Loan Can Keep Your Mortgage Afloat!
The Home Affordable Refinance Program (HARP) is a federal program of the United States, set up by the Federal Housing Finance Agency in March 2009, to help underwater and near-underwater homeowners refinance their mortgages.
Why a HARP Loan?
If you’re underwater on your conforming, conventional mortgage, you may be eligible to refinance without paying down principal, and without having to pay mortgage insurance.
You'll qualify if...
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable-rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
your income and credit meet the standard guidelines.
consistent
you meet the lender’s credit and income requirements.
prepared
you have steady income, manageable debt, and solid credit
Reliable
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Equip Capital Group is an Equal Housing Lender doing business as Equip Mortgage. Broker NMLS #1937259 │DRE Broker #02116634.
All loan programs, terms, and rates are subject to change without notice. Additional terms and conditions may apply. Equip Mortgage is not an agency of, nor is it affiliated with the federal government or any other entity referenced herein, CA Department of Real Estate License #02058505 | NMLS #1411475